I am not advising any particular action and there is no conflict of interest in my comment. I am just saying that people should take off their “judgment goggles” when assessing financial vehicles. Also, there is no way you read my whole comment that fast

All of capitalism is a ponzi scheme. If someone tells you “I made money working at this firm and so you should consider applying” that doesn’t automatically mean they are trying to sell you on a ponzi scheme.

I recommend you reassess your analogical thinking - definition of analogy “: a comparison of two otherwise unlike things based on resemblance of a particular aspect”