what i meant in the original comment, is that enough people with bad intentions would injure themselves bad enough to get a large payout, but set up the “accident” so that the injury would heal. and it may be a minority of bad people who would take advantage, but because it may apply to ALL self-employed (working from home) people, over ALL jobs, there’s gonna be enough people willing to attempt for a payout, if theres enough money to be had.